Professional Help for Landlords
Both New & Experienced
We help landlords every step of the way no matter your portfolio size and complexity. Whether you’re a first-time landlord or adding to a large portfolio, you will need to obtain a buy-to-let (BTL) mortgage, consult our team for up-to-the-minute product information on BTL, HMO, bridging and refurbishment products.
Buy-to-Let Mortgages
We provide expert advice whether you are an experienced investor adding to your portfolio, starting out with your first BTL or possibly a consumer landlord who has maybe inherited property or thinking about renting out your current home.
We have a team of qualified, friendly and experienced mortgage advisers who will find the best deal from our panel of lenders. Identifying the best BTL mortgage is often not as straightforward as a normal mortgage, key issues arise such as the borrower’s experience, rental income, lenders’ stress tests etc…
Arrangement costs and conveyancing fees can also be higher with BTL, our experienced team will steer you through the process to ensure you get the best possible deal, that’s what we are here for!
House in Multiple Occupation (HMO)
House in Multiple Occupation (HMO) is a property rented out by several people who are not from 1 “household” but share facilities such as the bathroom and kitchen. These are often on individual ASTs (assured shorthold tenancy). Dependant on whether the property is licenced or not will determine the lenders that can be approached to help fund your requirements.
Portfolio
We provide expert advice for the acquisition, re-structure and re-finance of complex property portfolio structures with many of our clients owning properties running into the hundreds of units. Whatever the size and make-up of your property portfolio we’ll provide unbiased, whole-of-market advice offered freely and without obligation. For a discussion on your portfolio funding requirements please call our team today.